A work-related injury could take place at any job regardless of the industry. In the event you’re injured and cannot work, New Jersey requires employers to carry Workers’ Compensation insurance. The employer’s insurance coverage provides benefits to off set your personal injury, including medical treatment, rehabilitation, and lost wages. But not all work-related injuries occur instantly. Some develop over time resulting in an occupation disease or impairment in the course of your unemployment.

A lot of claimants ask if their job is covered. Rest easy. Whether you drive a truck, answer phones in an office, or work on a construction site, your injuries, if incurred at work, are covered under the New Jersey Workers’ Compensation Act.

If you receive an injury at work, immediately report the incident to your employer and seek medical attention. If the work incident is an emergency, do not hesitate to call an ambulance or rush to the emergency room of your nearest hospital. Otherwise, ask your employer to contact their workers compensation insurance carrier for pre-authorized medical treatment.

Workers Compensation Claims and Settlements

The complexities in trying to handle the claim with your employer and their workers’ compensation insurance carrier can be stressful and time consuming. You need a well-seasoned attorney between you and your claim. As a New Jersey Workers’ Compensation Attorney, Katherine Houghton has helped many individuals recover medical costs and other losses due to their injuries.

New Jersey Workers Compensation Questions

Who decides my entitlement to receive workers’ compensation benefits?Your employer’s Workers Compensation Insurance most often will process your claim and make a decision about your eligibility to receive compensation benefits. If you disagree with their decision, you have the right to file a claim with the Division of New Jersey Worker’ Compensation. Please contact our office with help filing a claim. What kind of benefits am I entitled to receive? The employer or its insurance carrier pays for the necessary and reasonable medical treatment, temporary disability benefits in place of wages lost during the period of disability and when documented, benefits for permanent disability. What if my employer does not have workers’ compensation insurance? The law requires that employers operating in New Jersey provide for the payment of workers’ compensation benefits through an insurance policy or an approved plan of self-insurance. If you’ve been told by your employer that they do not have, or they won’t cover, workers compensation insurance please contact us so we can investigate the matter further for you.

If you were hurt on the job, contact The Law Offices of Katherine G. Houghton and ensure that you receive all benefits you’re entitled to under the New Jersey Workers Compensation Act.